What is a Loan Modification?

If you no longer may be able to afford your monthly payments or are facing hardship in your finances, you may qualify for a loan modification. A modification is just a a change in the terms of a loan, but to your benefit. We can lower your mortgage rate, monthly payments, your principal, and in effect save your home and make it affordable!

Call Dan Dianda (RE-Broker) for a free consultation- (925) 570-4331

5 Quick Steps to Loan Modification

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1. The Interview: You will receive a free consultation from one of our consultants to explore your options and answer questions.

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2. Forensic Loan Audit + Appraisal: The forensic loan audit will uncover any violations that may have occured at the origination of your loan. This along with a home appraisal will give our attorney an understanding of the strength of your case.

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3. Case Support, Prep and Submission: An initial appointment will be set with the attorney. The attorney will then collect the required documentation to prepare your case for submission, and your modification request will then be received by the lender.

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4.Negotiation: Initial conversations will begin and hopefully a beneficial negotiation will be reached followed by a waiting period for terms to be reached after which the contact you to discuss the lender\'s offer.

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5. Agreement: Upon your approval, you get to sign your modification offer!